Hiring a maid through an agency involves some fees charged by the agency. While the total cost varies depending on the maid’s nationality, experience, as well as the agency you choose, the structure of fees is generally similar across agencies.
Understanding what each fee covers helps you anticipate and budget accurately. In addition, it also helps you avoid being surprised by hidden charges. Below, we have a full breakdown of maid agency fees in Singapore: what are you paying for.
Full Breakdown of Maid Agency Fees in Singapore: What Are You Paying for

1. Recruitment Fees
This is the core payment to the agency for handling all administrative processes related to hiring a maid. Most agencies charge between S$1,000 and S$3,000 for new helpers.
This fee covers services such as matching and profiling, interview arrangements, paperwork and applications, and advisory services.
While some maid agencies emphasize “no hidden cost” packages, it is important to check exactly what’s included (e.g., medical, transport, and insurance). Don’t hesitate to ask for transparent fee structures. A reputable maid agency will gladly provide you with them.
2. Placement Fee or Maid Loan
The next part of our full breakdown of maid agency fees in Singapore: what are you paying for is placement fee or maid loan. If you hire a maid from abroad, there is typically a placement fee or maid loan.
This covers the cost incurred by the maid agency or the maid’s home country and is often paid upfront by the employer. The amount paid will then be reimbursed through deductions from the maid’s salary over a few months.
The amount of the placement fee depends on the agency and the maid’s nationality. It often contributes significantly to the total cost of hiring. While this is not really an extra cost long-term, it is a good idea to know about it, as you will have to pay it up front.
3. Government and Regulatory Fees
When hiring through an agency, you also pay for compliance with regulations. The government and regulatory fees include
- Work Permit application and issuance – around S$35 application and S$35 issuance = S$70 total.
- Mandatory Settling-In Programme – for first-time helpers, around S$75.
- Maid insurance/security bond – The employer must provide an S$5,000 security bond.
- Insurance – The cost of the insurance policy can vary and many agencies include this into their package.
4. Overseas Recruiting and Training Costs
Another part of our full breakdown of maid agency fees in Singapore: what are you paying for is overseas recruiting and training costs. Before arriving in Singapore, maids undergo skill training, medical tests, document processing, travel and transport arrangements, and pre-departure orientation.
These costs are set by the overseas agency. They are usually included in the placement fee.
5. Other Up-Front Fees
Depending on the agency and the maid’s country of origin, you may also need to cover airfare or transportation costs, medical examinations, and initial lodging, pick-up, or transport while the maid settles in.
Also read: Tips for a Successful Maid Interview
How to Compare Maid Agencies Based on Fees
When comparing maid agencies, the agency with the lowest quoted fee is not necessarily the most cost-effective option.
Two agencies may advertise different prices because their packages include different services, levels of support or replacement policies.
Instead of comparing the headline price alone, look at what is included in the package.
| What to Compare | Questions to Ask |
|---|---|
| Agency fee | What services are included in the quoted fee? |
| Candidate selection | How are helpers screened and matched with employers? |
| Documentation | Does the agency assist with the necessary paperwork and applications? |
| Medical arrangements | Are medical examination arrangements included? |
| Replacement policy | What happens if the placement does not work out? |
| After-placement support | Can I contact the agency if issues arise after the helper starts work? |
| Additional charges | Are there any services that will be charged separately? |
For example, an agency may have a slightly higher initial fee but provide more comprehensive support and a clearer replacement arrangement. Another agency may advertise a lower fee but charge separately for certain services.
The best approach is to compare the total package, services and support, rather than choosing based on price alone.
Questions to Ask Before Paying a Maid Agency
Before paying an agency or committing to a hiring package, take some time to clarify exactly what you are getting.
A straightforward conversation with the agency can help you understand the costs and avoid misunderstandings later.
Here are some questions you can ask:
- What exactly is included in the agency fee?
- Are there any additional or administrative charges?
- What services are included before the helper arrives?
- Does the agency handle the necessary documentation and applications?
- What is the agency’s replacement policy if the placement does not work out?
- Are there additional costs if I need a replacement helper?
- What support is available after the helper starts working?
- Can I receive an itemised breakdown of all expected costs?
- Are there any costs that I should pay directly rather than through the agency?
- Is the agency licensed and listed in MOM’s Employment Agencies Directory?
Don’t hesitate to ask for clarification if a fee or service is unclear. A reliable agency should be able to explain its charges and services clearly before you make a payment.
Tip: Keep the quotation, payment receipts and relevant documents for your records. This makes it easier to refer back to the agreed terms if you have questions later.
FAQ Maid Agency Fees in Singapore
Why do maid agency fees vary so much between agencies?
Agencies differ in service levels, overheads, training quality, insurance packages, and overseas partner fees.
In terms of cost, is the difference between a new helper and a transfer helper?
Transfer helpers are already in Singapore. By transferring a helper, you avoid some of the upfront costs associated with overseas recruitment, such as placement fees, airfare, pre-employment medical checkups, and SIP. That can make transfer helpers cheaper overall.
Can I buy insurance on my own instead of through a maid agency?
Yes. The Ministry of Manpower allows employers to purchase any compliant insurance plan. That said, many agencies bundle their preferred insurers for convenience.
What ongoing costs should I budget monthly for?
Aside from salary, recurring costs include living expenses, maid levy, insurance, medical check-ups, and incidental costs.
Conclusion
Maid agency fees cover a wide range of services and mandatory costs. Our full breakdown of maid agency fees in Singapore: what you are paying for above can help you avoid hidden charges, compare agencies more effectively, and choose a package that best fits your budget and household needs.
Ready to find the right maid? At Jayamaids – Best Maid Agency Singapore , we match each family with the best-suited candidate for their specific needs. We are a Hougang Green maid agency with over two decades of experience.
As a trusted helper agency Singapore, we offer a full suite of placement and support services, from direct hiring and medical check-ups to airfare and paperwork. For more information about services, contact our friendly staff at Jayamaids.
Whether you’re hiring a helper for the first time or looking for a replacement, our experienced house maid agency team is here to guide you through every step and help you find the right match for your family’s needs.
Also read: How to Calculate the Total Monthly Cost of a Maid in Singapore